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Higherin
Scotiabank

Credit Risk intern Review

at Scotiabank

Internship (1 Month+)

Insurance and Risk Management

Dublin

Review Submitted: July 2024

Overall Rating

4.4 /5

The Overall Rating is the average of all the ratings given in each category. We take those individual ratings and combine them into one final score!

4/5 - Overview of Role
4.3/5 - Skills Development
4.5/5 - Support and Guidance
4.5/5 - Company Culture
5/5 - Overall Experience
3/5 - Future Career Prospects

Overview of Role

Please give an overview of your role and what this involves on a day-to-day basis.
Running of stress tests / exposure reports through company software (training provided).
Review & Critique annual reviews / credit presentations of clients and counterparties.
Completed Intern presentation to give the cohort a better understanding of credit risk.
Aided in preparation of info/data which was to be delivered at Credit Committee each month.
Prepared other ad hoc tasks to support the team and functions of the bank.
Were you given much responsibility during your placement / internship?
Yes, as alluded to I was given daily/weekly stress tests and exposure reports to run as well as various ad hoc tasks that contributed to either a specific project or was included as a consideration going forward at our monthly credit committee meeting.
Please rate how meaningful the work you were doing was
4/5

Skills Development

Have you learnt any new skills, or developed your existing skills?
Improved communication and presenting skills.
Improved Microsoft suite skills.
Exposure to bloomberg training.
How would you rate the training provided during your experience?
4/5
How would you rate your development of industry-specific skills during the experience?
4/5
How would you rate your development of personal / soft skills during the experience?
5/5
Please rate how these skills have helped you in your career development
4/5

Support and Guidance

How much support and guidance did you receive during your placement / internship?
Received guidance from various colleagues, this ranged from my own team to others within the firm - being offered guidance from more than one department is crucial.
How would you rate the support and guidance from your line manager?
5/5
How would you rate the support and guidance from the wider team?
4/5

Company Culture

What was the company culture and general atmosphere like?
Great, everyone is friendly and approachable. If you appreciated their time, they would appreciate yours.
How would you rate the inclusiveness of the culture?
5/5
How would you rate the social opportunities?
4/5
How would you rate the diversity initiatives?
4/5
How would you rate the charity, sustainability and corporate social responsibility (CSR) initiatives?
5/5

Overall Experience

To what extent did you enjoy your placement / internship?
I greatly enjoyed my internship, I learnt an array of skills that I can put into practice going forward. This ranged from soft skills such as communication/public speaking to practical knowledge enhanced by Bloomberg training days. Moreover, the people at Scotiabank were exceptionally helpful and there was a great group of interns to enjoy the social side with also.
Please rate your level of enjoyment on your placement / internship
5/5
Please rate how your experience met your expectations
5/5

Future Career Prospects

Please rate the future employment prospects at Scotiabank
3/5

Recommendations & Advice

Would you recommend Scotiabank to a friend?
Yes
What advice would you give to others applying to Scotiabank
Come in with an open mind. To work here you need to be interested in this area, however, your attitude and own experiences speak most loudly. If you put across both your passion and appetite to work you should be successful.
In This Review
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