Risk Industrial Placement

Risk Industrial Placement

Use the latest techniques to quantify, understand and minimise risk. Protect 28 million customers. Help Britain Prosper.

Risk Industrial Placement

Duration12 months

Locations London, Leeds, Edinburgh, Bristol, Birmingham. Mix office and home working with our hybrid working policy. The entire graduate scheme will be based in a single location.

Be the reason we stay one step ahead

At Lloyds Banking Group, risk isn’t about hiding under the desk until the danger passes. It’s about spotting opportunities, protecting the people who count on us, protecting our business, and staying one step ahead.

Our Risk teams keep over 28 million customers safe. Identifying and mitigating the threats from global market instability to economic headwinds, from customer lending to economic crime. And on the Risk Industrial Placement Scheme, you’ll be part of the team making sure we always play it smart.

One year. High Impact

Over this 12 month programme, you’ll be placed across one of our risk specialisms, giving you a well-rounded foundation for a long-term career in risk. Think of it as a guided tour of the most fascinating and fast-moving corners of the risk world.

You could be delving into:

• Credit & Customer - analysing credit risk, understanding customer behaviour and shaping lending decisions.
• Analytics, Data & Modelling - using cutting-edge modelling techniques, data science and AI to predict and manage risk.
• Specialist Risk - diving deep into market, operational or insurance risk to solve challenges most people never even see.

The kit you’ll have at your fingertips

This isn’t about staring at spreadsheets. You could be hands-on with:

• Robotics, cognitive computing and AI to automate, analyse and outsmart the bad stuff.
• Advanced forecasting tools to stress-test decisions.
• Regulatory frameworks like PRA and FCA compliance. Turning rules into real-world solutions.
• Projects in sustainability, climate risk, and GenAI. Shaping the future as well as protecting it.

Learn fast. Apply faster

We’re looking for naturally curious minds who see patterns others miss, who enjoy solving problems from every angle, and who can’t resist asking “what if?”. You’ll get the space to explore how new technologies can transform risk management, and the freedom to experiment with them.

We’ll help you sharpen your analytical skills while building the communication and relationship-building strengths you’ll need to influence and collaborate effectively across the business.

You’ll have:

• A mentor to guide you and challenge your thinking.
• Technical training and business skills development, so you can connect analysis to action.
• Platforms like Viva Learning and our Learning Management System to keep levelling up.
• A culture where curiosity is encouraged, and problem-solving is part of the job description.

The work you could be doing

• Making smarter lending decisions for millions of customers.
• Turning complex regulations into business processes that actually work.
• Partnering with teams to manage operational risk.
• Using modelling to forecast financial performance.
• Helping launch new payment tech and sustainability strategies.
• Finding ways AI can keep us a step ahead of fraud and cyber threats.

Your backstage pass to the UK’s risk network

• Birmingham - Economic Crime Prevention HQ, where strategy meets intelligence.
• Bristol - Modelling, forecasting and operational risk experts.
• Edinburgh - Specialists in Insurance, Pensions & Investments risk partnering.
• Leeds - Modelling, data, and decision-making at scale.
• London - Financial Markets risk, liquidity forecasting, and regulator engagement.

Your future, fully backed

You’ll earn a great salary while building skills every sector wants - from banking to fintech to consulting. By the end, you’ll have the confidence and understanding to be able to take your future forward.

Apply now!

Applications are now open!

Think big. Act bold. We’re waiting for you to take the first step in joining Lloyds Banking Group where your ambition meets our opportunity.

Requirements

What you need to apply

• Be in your penultimate year at university.
• While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
• We cannot sponsor visas.

Locations: Choose from Bristol, Birmingham, Edinburgh, Leeds, and London. You’ll be based there throughout your programme. With our hybrid working policy, all colleagues are expected to spend a minimum of two days each week in the office. The entire graduate scheme will be based in a single location.

Closing Date

Applications for Risk Industrial Placement Scheme open on 24th September 2025.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as you can.

You know what’s important to us? Giving everyone the chance to shine in their application. We want you to feel like you belong here, no matter what your background, identity or culture.

Find details on what stages are involved and tips for success on the how to apply page.

Want to know more?

Looking for help with your application? Need to know more about the interview process? Search our FAQ page to find useful information, tips and support.

The application process

Gain useful insights into how to get the most out of your application with our helpful hints and tips.

How to apply

To apply for this role and to find out more, please click on the apply button. Please note that applications may close before the application deadline, so apply early to avoid disappointment.