Consumer Lending Industrial Placement

Consumer Lending Industrial Placement

Learn about lending. Discover how we use data, technology and personalisation. Support our customers and Help Britain Prosper.

Duration

12 Months

Locations

Manchester, Watford, Cardiff, Chester. Hybrid working: min two office days a week

Shaping the future of lending

Consumer banking is changing fast – and we want grads who can change it with us.

The Consumer Lending Graduate Scheme is designed to develop our next generation of product leaders – curious thinkers, data explorers and customer-first creators who can turn insight into innovation. You’ll learn how products are built, launched and evolved to meet changing customer needs. And you’ll do it all on real projects that impact millions of people, seeing your ideas move from whiteboard to launch day.

One year. Real impact.

You’re 12-month Industrial Placement in Consumer Lending is designed to build expertise in Consumer Lending, the centre of excellence for mortgages, loans, cards, car finance and leasing. You could gain experience in:

Product & Platform – learn how products are diversified, managed and delivered. Work on customer journey design, digital experiences and platform innovation.

Strategic Partnerships – work with major partners such as Jaguar Land Rover to shape new products, manage relationships and ensure safe, profitable delivery.

The skills you’ll master

• Financially literate – confident in how banks make decisions and generate revenue.
• Product-focused – skilled in diversification, management and delivery of lending products.
• Insight-driven – using data to validate strategy and improve journeys.
• Relationship-ready – building and managing partnerships that add value.
• AI-capable – using AI tools to work smarter and faster.
• Agile-minded – solving problems collaboratively and delivering at pace.

The work you could be doing

• Researching customer behaviour to improve lending products.
• Shaping new journeys for mortgages, loans or car finance.
• Leading cross-team projects to deliver change.
• Working with external partners to bring new propositions to market.
• Supporting greener, more sustainable ways to live and borrow.

Support to succeed

• Leadership interaction and sponsorship.
• Access to learning academies, Viva Learning and internal platforms.
• Opportunities to contribute to sustainability and inclusion initiatives.

Apply now!

Applications are now open!

Think big. Act bold. We’re waiting for you to take the first step in joining Lloyds Banking Group where your ambition meets our opportunity.

Requirements

What you need to apply

• Be in your penultimate year at university.
• While we do not require a set projected minimum degree achievement, we strongly recommend the ability to be able to demonstrate sound knowledge, understanding and technical skills aligned to the role. Some aspects of this, alongside behaviours and values, will be assessed through the application process.
• We cannot sponsor visas.
• A genuine passion for technology and the drive to keep learning.

Locations

Choose from Manchester, Watford, Cardiff or Chester. With our hybrid working policy, all colleagues spend at least two days a week in the office.

Closing Date

Applications for the Consumer Lending Industrial Placement Scheme will open on 24th September 2025.

Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as possible.

You know what’s important to us? Giving everyone the chance to shine in their application. We want you to feel like you belong here, no matter what your background, identity or culture.

Find details on what stages are involved and tips for success on the how to apply page.

Want to know more?

Looking for help with your application? Need to know more about the interview process? Search our FAQ page to find useful information, tips and support.

The application process

Gain useful insights into how to get the most out of your application with our helpful hints and tips.

How to apply

To apply for this role and to find out more, please click on the apply button. Please note that applications may close before the application deadline, so apply early to avoid disappointment.