Credit Analyst - Placement Year

Credit Analyst - Placement Year

BMW Financial Services, Farnborough - Credit Analyst - 13 Month Placement (July 2026)

What awaits you?

• Interpret financial information and key performance indicators to make prudent risk-aware lending decisions.
• Support the preparation of credit reports, including lending recommendations and conditions.
• Adhere to local and global credit risk guidelines and policy; ensure compliance in all actions.
• Authorise credit decisions within the assigned personal and team authority levels.
• Build and maintain strong relationships with internal customers and interface partners; manage communications effectively.
• Manage the Credit Analyst mailbox, track quarterly financial information from customers, monitor for overdue conditions, and initiate appropriate actions or escalations.

What should you bring along?

• Education: A-level qualifications or equivalent in Accounting, Economics, Business, or Mathematics; GCSE Math at Grade 7 or above.
• Financial analysis skills: Ability to interpret financial information and summarize concisely; above-average numeracy; understanding of financial ratios and their implications.
• Technical skills: Proficient with Excel (including pivot tables and handling large data sets); comfortable with data analysis and reporting.
• Interpersonal and communication skills: Build effective relationships; proactive, curious, and collaborative.

What can you look forward to?

• Great Pay – A competitive annual salary of £25,300, 27 days holiday per annum (pro rata to your contract) and an attractive pension scheme.
• Rewarding Work-Life Balance – Contracted working hours are 37.5 hours a week.
• Exciting Additional Benefits – You will have the opportunity to enjoy other employee benefits, a subsidised on-site restaurant and access to our Advantages scheme which gives you a range of offers and discounts.

What do you need to do now?

If you apply, the next stages of the recruiting process include online testing, an in person assessment centre and then a virtual interview with the hiring manager.

Please note:To be eligible for this position, you must be returning to your studies, for a minimum of 6 months, after completion of this placement. You must be able to provide proof of your legal right to work in the UK.

We are committed to promoting equal opportunities in employment and job applicants will receive equal treatment regardless of disability, age, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief, gender, sex or sexual orientation.

At the BMW Group, we place great importance on equal treatment and equal opportunities. Our recruiting decisions are based on the personality, experience, and skills of the applicants.

Closing date for applications: Friday 31st October 2025

Any further questions? Email us onrecruitment-uk@bmwgroup.com

How to apply

To apply for this role and to find out more, please click on the apply button. Please note that applications may close before the application deadline, so apply early to avoid disappointment.